Why you should open at least one IDLC sip account before june 2026
June isn’t just the end of a month - it’s the closing chapter of the financial year in Bangladesh. Every year, many taxpayers find themselves rushing to make last-minute investment decisions to secure their tax benefits. But if you’re still relying only on a traditional DPS, or risking your capital with direct stock investment, you might be missing out on better opportunities - ones that could help your money work harder for you.
The smarter move? IDLC SIP - Bangladesh's first Systematic Investment Plan
Bangladesh's First SIP - A pioneer since 2018
IDLC Asset Management Limited introduced the IDLC SIP to Bangladesh for the very first time in 2018. Since then, it has grown into the country's most trusted, versatile, and tax-efficient monthly investment product - a true DPS alternative built for the smart investors.
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Think of it as a smarter, more versatile version of the DPS you already know - with stable risk adjusted returns, more tax benefits, and the freedom to invest according to your personal financial philosophy from wide range of options. Just like a DPS, IDLC SIP works on a simple principle: invest a fixed amount every month, starting from just BDT 5,000, and let disciplined, professional monthly investing do the rest.
Freedom of choice - One product, every investor
What truly sets IDLC SIP apart is what no other single investment product in Bangladesh offers at this scale: genuine freedom of choice. IDLC AML offers four distinct mutual fund options - each designed for a different investor mindset:
|
Fund |
Best For |
Est. |
|
IDLC AM Shariah Fund |
100% Shariah-compliant with investment in Govt. Sukuk, Mudarba FDR and Shariah stocks altogether |
9%- |
|
IDLC Income Fund |
Safety first with predominant investment in Treasury Bills/Bonds |
9.5%- |
|
IDLC Balanced Fund |
Balance of growth & safety with majority investment in Treasury Bills/Bonds and remaining in Stock |
12% |
|
IDLC Growth Fund |
Higher returns with majority investment in stock |
12%+ |
*Statutory Disclaimer: Investment in mutual funds is subject to market risk.
Whether you want better returns, greater safety, a perfect balance, or full Shariah compliance - IDLC SIP has a fund built for you.
The tax rebate advantage: 4X better than DPS
Here is the number every taxpayer needs to see:
|
Investment Instrument |
Max Annual Tax Rebate |
|
Conventional DPS |
Up to BDT 18,000 |
|
IDLC SIP (Mutual Fund) |
Up to BDT 75,000 |
For anyone looking to maximize their tax savings, good news is IDLC SIP delivers a tax rebate more than four times higher than a traditional DPS.
And unlike instruments that lock away your money, IDLC SIP lets you withdraw anytime - fully or partially - with zero penalty. Maximum tax benefit. Complete flexibility.
As simple as DPS - But built for 2026
The biggest misconception about mutual fund investing is that it is complicated. IDLC SIP proves otherwise:
- Choose your fund based on your goals and risk profile
- Set your monthly amount - starting from BDT 5,000
- Auto-debit runs on the 1, 12 and 25th of every month from your bank account. Choose as per your convenience.
- Track and manage your investment fully online, anytime
No complexity, it works exactly like a DPS - except it builds wealth more efficiently, saves more tax, and keeps your money accessible
Trusted by highest number of investors
It is widely recognized as Bangladesh's most consistent SIP product. Financial experts consistently recommend spreading tax investments across the year through monthly SIP contributions rather than rushing a lump sum in June. And this is the underlying reason why highest number of SIP investors in Bangladesh are indeed IDLC SIP investors.
June 2026: The deadline you cannot afford to miss
The fiscal year closes in June. Starting your IDLC SIP now means:
- Tax history builds up: months of investment count toward your fiscal year rebate
- Taka-cost averaging: your risk is spread across market conditions automatically
- Tax rebate of up to BDT 75,000: secured for this fiscal year
- Long-term wealth creation: not just a tax checkbox
Think bigger: Goal-based SIP - The new age of investing
The world's most financially savvy investors don't run just one SIP. They run multiple - each tied to a specific life goal:
- ? Education SIP :for your child's university fees
- ? Home SIP :for your flat or land down payment
- ? Retirement SIP :for long-term financial independence
- ? Car SIP :for your next vehicle purchase
- ? Emergency SIP :your personal financial safety net
Start with one IDLC SIP today - for tax savings, for wealth building, for peace of mind. As your life's aspirations grow, your SIP portfolio can grow with them. This is the new age of personal finance in Bangladesh.
Why IDLC SIP Is Bangladesh's best investment vehicle in 2026
- ? Bangladesh's first and pioneer SIP – launched in 2018 by IDLC Asset Management Ltd.
- ? Four fund options - Growth, safety, balance, and Shariah compliance
- ? Tax rebate up to BDT 75,000 - more than 4 times higher than DPS
- ? As simple as DPS - fixed monthly from BDT 5,000
- ? Full liquidity - withdraw anytime
- ? Goal-based investing - start one, build many
- ⏰ June 2026 deadline - this fiscal year's tax window is closing
Open your IDLC SIP before June 2026 — Start today
Visit IDLC Asset Management Limited at aml.idlc.com to open your account online.
Disclaimer: Investment in mutual funds is subject to market risk. Past performance is not a guarantee of future returns.
