Test Job 2

A man walks past the head office of Standard Chartered bank in the City of London February 27, 2015. REUTERS/Eddie Keogh

Job Responsibilities

• Develop & periodical update of credit policies and credit administration procedures.
• Implementing credit risk management policies to ensure an effective credit risk management process.
• To develop and implement controls in order to reduce the credit risk exposure of the bank
• Ensuring that credit facilities and loans are allowed within the Bank's Credit Policies, Manuals, and Regulatory Guidance.
• To reduce the delinquency rate by dealing with thriving sectors and business segments.
• Review and supervise loan proposals processed by the credit officers/analyst for onward placement to the related approval authority.
• To perform periodic monitoring and analyses of portfolio performance and follow-up of exceptions, conditions, covenants, overdue, expired credit & documentation.
• Analyze & Identify credit risk of the allocated business segment (Corporate, SME, Retail).
• Portfolio review of corporate, SME & Retail business.
• Ensuring that existing credit lines are monitored to identify problematic accounts that require remedial.